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23 Nightingale Wynd, Springwell Village, NE9 7FE

£205,477.00
23 Nightingale Wynd, Springwell Village, NE9 7FE

This modern three bedroom semi detached is an ideal home for families and couples alike. Downstairs features a spacious living room to the front of the property with a modest hall area with stairs leading to first floor.

Home owners will enjoy a fully equipped kitchen to the rear of the property complete with laminate worktops with fully fitted oven, hob and stainless steel extractor hood with space for their own appliances. There is access to your private rear garden via a utility room. You will also find a handy W.C.

This home also features three bedrooms and a fitted family bathroom to the 1st floor which comes fully tiled with fitted shower & screen. Further storage can also be found upstairs.

Private rear gardens as well as blocked paved driveway. Flooring included to kitchen and bathrooms.

Buying a home with us –Shared Equity:

You also have the option of buying the home as part of our Shared Equity scheme. The home is for sale at 80% of the normal market value of the home. You will purchase the home in the normal way with your deposit and mortgage and you will be 100% owner of the title deed. Therefore there will be no third party ownership.
We will provide our buyers with a 20% interest free equity loan. If you are also taking a mortgage from a bank or building society, it will sit behind your main mortgage.

Repaying your Equity Loan:
The Shared Equity loan is payable following:
• The sale of the property
• Seven days from notice by the borrower to the lender of their wish to redeem their loan
• The redemption of your main mortgage
• 12 months following the death of the borrower

Important notes:
It is essential that you must let your mortgage advisor know that this is a Shared Equity property and they will ensure you have the right mortgage product for the property.

Evidence Required for the purchase:
– Mortgage Decision in Principle showing the maximum amount applicants are able to borrow (not more than 3 months old)
– Proof of funds for deposit is required (e.g Bank statement)
– Evidence of all sourced household income and savings (P60, pay slip, bank statements plus details of any other income received).
– Statement from an Independent Financial Advisor (IFA) confirming an applicant is unable to purchase the property at full market value (this should include the applicants name, plot number, site address, discount and sale price of the property).

If you can qualify for all of the above, a simple application will be completed to satisfy your eligibility. Once they have approved your application you can continue the reservation with us as per a normal house sale.

  • No of Bedrooms: 3
  • Property type: Semi Detached
  • Parking: Yes
  • EPC Rating: B
  • Garden: Yes

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